Sovcombank
10 months without interest
Up to 300 days in the first month with an Optima subscription

- Monthly fee
- Free
- Cashback up to
- 0%
- Credit limit up to
- 500,000 RUB
- Interest-free up to
- 0 days
- Total annual cost
- 38.38–60.757%
- Collection
- At a branch
Product information
The total cost of the loan is from 38.380% to 60.757% per annum The interest rate is 59.9% per annum The rate during the grace period is 0% per annum * Service fee 0 ₽ Credit limit up to 500,000 ₽ Interest–free period of up to 300 days in the first month with an Optima subscription Up to 120 days with an Optima subscription from the second month (60 days without a subscription) The issue fee is 0 ₽ Contactless payment Mir Pay Making a card instantly The minimum payment is 8% of the outstanding amount Commission for the transfer of borrowed funds is 5.9% + 590 ₽ Commission for cash withdrawal at the expense of the established credit limit without commission
Important terms
Citizenship of the Russian Federation; Passport of a citizen of the Russian Federation; Age from 20 to 75 years