- Interest-free up to
- 180 days
- Limit up to
- 300,000 RUB
- Monthly fee
- Free
Split purchases into payments at partner stores.Total annual cost 20–45%
BANK CARDS / INFORMED CHOICES
Installment cards
Compare the terms. Choose what works for you.
DEMOThis catalog includes demo cards with illustrative terms. Applications are unavailable for demos.
- Interest-free up to
- 90 days
- Limit up to
- 150,000 RUB
- Monthly fee
- Free
Installments with a clear payment schedule.Total annual cost 22–48%
Cashback and grace periods may depend on purchase categories and bank requirements.
A SECOND LOOK AT YOUR CHOICE
Make sense of the terms
An AI assistant in Telegram will help you compare cards and understand fees, cashback and grace periods.
Before choosing a card
What should I compare first?
For debit cards, compare service fees, cashback categories and caps. For credit cards, also check the total annual borrowing cost, grace-period conditions and payments. Each offer has its own terms page.
Where do I apply?
Once you choose an offer, a partner link takes you to the application. The bank handles the application and approval. Olivka does not request passport or card numbers.
How are offers ordered?
Editorial order places editor-selected offers first. You can sort by fees, cashback, credit limit or grace period. A partner commission does not mean a card is the best fit for you.