BANK CARDS / INFORMED CHOICES

Installment cards

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Matching cards 1

DEMOThis catalog includes demo cards with illustrative terms. Applications are unavailable for demos.

Sovcombank

Halva

Installment cards
Interest-free up to
0 days
Limit up to
500,000 RUB
Monthly fee
Free
View card
Halva is a credit limit card that allows you to purchase goods and services in installments.Interest rate: Not specifiedTotal annual cost 0–19.6%

Cashback and grace periods may depend on purchase categories and bank requirements.

A SECOND LOOK AT YOUR CHOICE

Make sense of the terms

An AI assistant in Telegram will help you compare cards and understand fees, cashback and grace periods.

About the assistant

Before choosing a card

What should I compare first?

For debit cards, compare service fees, cashback categories and caps. For credit cards, also check the total annual borrowing cost, grace-period conditions and payments. Each offer has its own terms page.

Where do I apply?

Once you choose an offer, a partner link takes you to the application. The bank handles the application and approval. Olivka does not request passport or card numbers.

How are offers ordered?

Editorial order places up to three pinned cards first. Other cards are shuffled on page reload. You can sort by fees, cashback, credit limit or grace period. A partner commission does not mean a card is the best fit for you.