- Interest-free up to
- 55 days
- Limit up to
- 1,000,000 RUB
- Monthly fee
- 49 ₽
A credit card from T-Bank for any purpose. Without guarantors and income certificates.Interest rate: Not specifiedTotal annual cost 29.9–61.9%
BANK CARDS / INFORMED CHOICES
Credit cards
Compare the terms. Choose what works for you.
DEMOThis catalog includes demo cards with illustrative terms. Applications are unavailable for demos.
- Interest-free up to
- 140 days
- Limit up to
- 1,000,000 RUB
- Monthly fee
- Free
Up to 30% discounts on Ozon at the green price.Interest rate: 29–62.4% per yearTotal annual cost 29.085–59.88%
- Interest-free up to
- 55 days
- Limit up to
- 1,000,000 RUB
- Monthly fee
- 83 ₽
A credit card for motorists.Interest rate: Not specifiedTotal annual cost 29.855–61.999%
- Interest-free up to
- 115 days
- Limit up to
- 600,000 RUB
- Monthly fee
- Free
+ Certificate for 2000 rublesInterest rate: Not specifiedTotal annual cost 0–0%
- Interest-free up to
- 180 days
- Limit up to
- 1,000,000 RUB
- Monthly fee
- Free
Super Split is a credit card from Yandex Pay that allows you to pay for purchases in installments online and offline — not only in Yandex services, but anywhere.Interest rate: 10–59% per yearTotal annual cost 0–0%
- Interest-free up to
- 0 days
- Limit up to
- 500,000 RUB
- Monthly fee
- Free
Up to 300 days in the first month with an Optima subscriptionInterest rate: up to 59.9% per yearTotal annual cost 38.38–60.757%
Cashback and grace periods may depend on purchase categories and bank requirements.
A SECOND LOOK AT YOUR CHOICE
Make sense of the terms
An AI assistant in Telegram will help you compare cards and understand fees, cashback and grace periods.
Before choosing a card
What should I compare first?
For debit cards, compare service fees, cashback categories and caps. For credit cards, also check the total annual borrowing cost, grace-period conditions and payments. Each offer has its own terms page.
Where do I apply?
Once you choose an offer, a partner link takes you to the application. The bank handles the application and approval. Olivka does not request passport or card numbers.
How are offers ordered?
Editorial order places up to three pinned cards first. Other cards are shuffled on page reload. You can sort by fees, cashback, credit limit or grace period. A partner commission does not mean a card is the best fit for you.