Alfa Bank
Self‑employed
One debit card for everything: personal expenses and accepting payments from clients.
- Monthly fee
- Free
- Cashback up to
- 30%
- Collection
- Delivery
Product information
Self‑employed: Alfa‑Bank debit card SMZ One debit card for everything: personal expenses and accepting payments from clients. With free maintenance, super‑cashback up to 100 % Online registration in the Alfa‑Mobile app without going to the tax office or the bank’s office A single app for income and issuing receipts For landing pages to work correctly, you need to use either Yandex Browser or a certificate from the Ministry of Digital Development Product advantages One debit card for everything: personal spending and accepting payments from clients. With free maintenance, super‑cashback up to 100% Online registration in the Alfa‑Mobile app without having to go to the tax office or a bank branch A single app for income and issuing receipts Tax payment is based on income from receipts. Transfers, cashback, and salary are not taxed; you don’t pay if you have no income. The tax bonus of 10,000 RUB automatically reduces the tax rate when you issue a receipt; it remains in effect until you exhaust the limit. Automatic tax calculation, notifications (mobile push notifications, SMS) with the amount and payment date to help you remember to pay the tax. Ordering income statements or proof of self‑employment status if you need to apply for a visa or a loan. The lowest tax rates: 4 % if you work with an individual, 6 % if you work with a legal entity. Free push notifications. Free payment for utilities, mobile services, traffic fines, and other services. Other benefits: Credit products with quick approval and favorable terms Free chatbot that will take care of routine tasks Service for online client appointments — will help self‑employed individuals with client appointments, scheduling, and more Free withdrawals at Bank and Partner ATMs. In ATMs of other banks worldwide, up to 100,000 rubles; Free top‑up at ATMs of Alfa‑Bank and partner banks; Online transfers to accounts at other banks via the mobile app and internet bank
Important terms
Age: from 18 years old. Russian citizen’s passport.